Educação financeira: educação financeira, poupança e investimento

• Ano de defesa: 2016
• Autor(a) principal: Melo, Marco Antonio Ferreira
• Orientador(a): Kasznar, Istvan Karoly
• Tipo de documento: Dissertação
• Tipo de acesso: Acesso aberto
• Idioma: por
• Palavras-chave em Português: Educação financeira; Capital humano; Comportamento do consumidor; Consumo; Antropologia do consumo; Poupança; Investimento; Estratégias nacionais; Índice educação financeira
• Palavras-chave em Inglês: Financial education; Human capital; Consumer behavior; Consumption; Consumption´s antropology; Savings rate; Investiment rate; National strategies; Financial education index (FEI)
• Link de acesso: http://hdl.handle.net/10438/17757

This project applies to the deep and huge study of the effects of financial education to induce the formation of savings rate and investment rate, as it is in Brazil, or in the approaches of the international literature. It intends to understand and explain the low historical insertion of Financial Education in Brazil and its importance for the formation of savings and investment in a still emerging and middle-income economy. We present in this study, qualitative and quantitative databases that guide the perception of individuals about the proposed theme in Brazil and in selected countries. The search for the perfect analogy between the Human Capital applied to Behavioral Finance and their specific conclusion is shown on the selected theme. We offer proposals for the use and optimization of financial education as a fundamental instrument for sustainable increase in the savings rate and the investment rate in the Brazilian Economy and also a teaching plan to oriented and driven to Higher Education.