Sistema bitcoin, lavagem de dinheiro e regulação
Ano de defesa: | 2019 |
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Autor(a) principal: | |
Orientador(a): | |
Banca de defesa: | |
Tipo de documento: | Dissertação |
Tipo de acesso: | Acesso aberto |
Idioma: | por |
Instituição de defesa: |
Não Informado pela instituição
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Programa de Pós-Graduação: |
Não Informado pela instituição
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Departamento: |
Não Informado pela instituição
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País: |
Não Informado pela instituição
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Palavras-chave em Português: | |
Palavras-chave em Inglês: | |
Link de acesso: | http://hdl.handle.net/10438/27350 |
Resumo: | The purpose of this dissertation is to study the Bitcoin System in order to investigate its use as an instrument for the practice of money laundering. The research is descriptive, aiming to provide an organized view of the subject to readers and regulators. The dissertation is divided into 5 (five) chapters at the end of which it is intended to contribute to the conception of a more effective regulatory environment. Chapter 2 demonstrates what bitcoins are and how Bitcoin System and Blockchain works. Chapter 3 briefly discusses the legal nature of bitcoins. Chapter 4 examines the crime of money laundering, investigating how the Bitcoin System is used to practice the crime in question. Chapter 5 examines the measures taken by Brazil, the United States, Europe, and the international community to prevent the practice of money laundering. Chapter 6 discusses whether the current regulation is adequate to prevent the practice of the crime in question, identifying elements capable of contributing to the improvement of regulation and discussing whether traditional regulatory models are able to cope with the challenges generated by new technologies. It is said that such challenges demand, in addition to the search for traditional regulatory responses, that could be refined, the adoption of unprecedented ways of approaching and thinking about the problem, taking into account the new elements brought by cryptocurrencies. It is also questioned whether the lack of specific regulations for cryptocurrencies is related to the expansion of criminal activities and observed that there is still no reliable data on the use of bitcoins for the practice of money-laundering crime, and that the volumes operated both legally and illegally are not significant. It is concluded that the present approach of the regulators is satisfactory, as long as it does not postpone the search for new ways of facing the problem. Finally, it is emphasized that the deepening of the discussions about the regulation of the Bitcoin System will depend on the ability of bitcoins to become a medium of exchange of generalized acceptance, adding that even if the Bitcoin System does not subsist it is important to register that it can leave marks, such as the creation of a global payment system that is no longer based on trust deposited in governments or financial intermediaries, but on algorithms and encryption . |
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Telles, Christiana Mariani da SilvaEscolas::DIREITO RIOMalan, Diogo RudgeRagazzo, Carlos Emmanuel JoppertAmaral, Thiago Bottino do2019-04-11T19:30:47Z2019-04-11T19:30:47Z2019-02-04http://hdl.handle.net/10438/27350The purpose of this dissertation is to study the Bitcoin System in order to investigate its use as an instrument for the practice of money laundering. The research is descriptive, aiming to provide an organized view of the subject to readers and regulators. The dissertation is divided into 5 (five) chapters at the end of which it is intended to contribute to the conception of a more effective regulatory environment. Chapter 2 demonstrates what bitcoins are and how Bitcoin System and Blockchain works. Chapter 3 briefly discusses the legal nature of bitcoins. Chapter 4 examines the crime of money laundering, investigating how the Bitcoin System is used to practice the crime in question. Chapter 5 examines the measures taken by Brazil, the United States, Europe, and the international community to prevent the practice of money laundering. Chapter 6 discusses whether the current regulation is adequate to prevent the practice of the crime in question, identifying elements capable of contributing to the improvement of regulation and discussing whether traditional regulatory models are able to cope with the challenges generated by new technologies. It is said that such challenges demand, in addition to the search for traditional regulatory responses, that could be refined, the adoption of unprecedented ways of approaching and thinking about the problem, taking into account the new elements brought by cryptocurrencies. It is also questioned whether the lack of specific regulations for cryptocurrencies is related to the expansion of criminal activities and observed that there is still no reliable data on the use of bitcoins for the practice of money-laundering crime, and that the volumes operated both legally and illegally are not significant. It is concluded that the present approach of the regulators is satisfactory, as long as it does not postpone the search for new ways of facing the problem. Finally, it is emphasized that the deepening of the discussions about the regulation of the Bitcoin System will depend on the ability of bitcoins to become a medium of exchange of generalized acceptance, adding that even if the Bitcoin System does not subsist it is important to register that it can leave marks, such as the creation of a global payment system that is no longer based on trust deposited in governments or financial intermediaries, but on algorithms and encryption .A presente dissertação tem por objetivo estudar o Sistema Bitcoin com o fim de investigar sua utilização como instrumento para a prática do crime de lavagem de dinheiro. Trata-se de pesquisa descritiva com o fim de proporcionar ao leitor e ao regulador uma visão organizada do tema. A dissertação é dividida em 5 (cinco) capítulos, ao final dos quais se objetiva oferecer contribuição para a construção de um ambiente regulatório mais eficaz. No Capítulo 2, se demonstra o que são bitcoins e como funcionam o Sistema Bitcoin e a Blockchain. No Capítulo 3, são feitas breves considerações sobre a natureza jurídica dos bitcoins. No Capítulo 4, se estuda o crime de lavagem de dinheiro, averiguando-se como o Sistema Bitcoin é utilizado para a prática do crime em questão. No Capítulo 5, são examinadas as medidas adotadas pelo Brasil, Estados Unidos, Europa e comunidade internacional com o propósito de prevenir a prática do crime de lavagem de dinheiro. No Capítulo 6 se discute se a regulação atual é adequada para prevenir a prática do crime em questão, identificando-se elementos capazes de contribuir para o aperfeiçoamento da regulação e discutindo-se se os modelos tradicionais de regulação são capazes de lidar com os desafios trazidos pelas novas tecnologias. Afirma-se que tais desafios demandam, além da busca por respostas regulatórias tradicionais, que podem ser aprimoradas, a adoção de formas inéditas de se abordar e de se pensar sobre o problema, que levem em consideração os novos elementos trazidos pelas criptomoedas. Questiona-se, também, se a falta de regulamentação para as criptomoedas possui relação com a expansão do crime, observando-se que não existem dados confiáveis sobre o uso de bitcoins para a prática do crime de lavagem de dinheiro, bem como que os volumes operados tanto lícita quanto ilicitamente não são significativos. Conclui-se que a atual abordagem dos reguladores é satisfatória, desde que não se postergue a busca por novas formas de se enfrentar o problema. Por fim, destaca-se que o aprofundamento das discussões sobre a regulação do Sistema Bitcoin dependerá da capacidade de os bitcoins se tornarem meios de troca de aceitação generalizada, acrescentando-se que mesmo que o Sistema Bitcoin não subsista é importante registrar que ele pode deixar marcas, como a criação de um sistema global de pagamentos que não se baseia mais na confiança depositada em governos ou intermediários financeiros, sustentando-se em algoritmos e criptografia.porCriminal reflexes of regulationCryptocurrencyMoney launderingRegulatory alternativesReflexos penais da regulaçãoBitcoinsCriptomoedasLavagem de dinheiroAlternativas regulatóriasBitcoin - Regulamentação - Aspectos jurídicosMoedaTransferência eletrônica de fundosLavagem de dinheiroBitcoinSistema bitcoin, lavagem de dinheiro e regulaçãoinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisreponame:Repositório Institucional do FGV (FGV Repositório Digital)instname:Fundação Getulio Vargas 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InstitucionalPRI |
dc.title.por.fl_str_mv |
Sistema bitcoin, lavagem de dinheiro e regulação |
title |
Sistema bitcoin, lavagem de dinheiro e regulação |
spellingShingle |
Sistema bitcoin, lavagem de dinheiro e regulação Telles, Christiana Mariani da Silva Criminal reflexes of regulation Cryptocurrency Money laundering Regulatory alternatives Reflexos penais da regulação Bitcoins Criptomoedas Lavagem de dinheiro Alternativas regulatórias Bitcoin - Regulamentação - Aspectos jurídicos Moeda Transferência eletrônica de fundos Lavagem de dinheiro Bitcoin |
title_short |
Sistema bitcoin, lavagem de dinheiro e regulação |
title_full |
Sistema bitcoin, lavagem de dinheiro e regulação |
title_fullStr |
Sistema bitcoin, lavagem de dinheiro e regulação |
title_full_unstemmed |
Sistema bitcoin, lavagem de dinheiro e regulação |
title_sort |
Sistema bitcoin, lavagem de dinheiro e regulação |
author |
Telles, Christiana Mariani da Silva |
author_facet |
Telles, Christiana Mariani da Silva |
author_role |
author |
dc.contributor.unidadefgv.por.fl_str_mv |
Escolas::DIREITO RIO |
dc.contributor.member.none.fl_str_mv |
Malan, Diogo Rudge Ragazzo, Carlos Emmanuel Joppert |
dc.contributor.author.fl_str_mv |
Telles, Christiana Mariani da Silva |
dc.contributor.advisor1.fl_str_mv |
Amaral, Thiago Bottino do |
contributor_str_mv |
Amaral, Thiago Bottino do |
dc.subject.eng.fl_str_mv |
Criminal reflexes of regulation Cryptocurrency Money laundering Regulatory alternatives |
topic |
Criminal reflexes of regulation Cryptocurrency Money laundering Regulatory alternatives Reflexos penais da regulação Bitcoins Criptomoedas Lavagem de dinheiro Alternativas regulatórias Bitcoin - Regulamentação - Aspectos jurídicos Moeda Transferência eletrônica de fundos Lavagem de dinheiro Bitcoin |
dc.subject.por.fl_str_mv |
Reflexos penais da regulação Bitcoins Criptomoedas Lavagem de dinheiro Alternativas regulatórias |
dc.subject.bibliodata.por.fl_str_mv |
Bitcoin - Regulamentação - Aspectos jurídicos Moeda Transferência eletrônica de fundos Lavagem de dinheiro Bitcoin |
description |
The purpose of this dissertation is to study the Bitcoin System in order to investigate its use as an instrument for the practice of money laundering. The research is descriptive, aiming to provide an organized view of the subject to readers and regulators. The dissertation is divided into 5 (five) chapters at the end of which it is intended to contribute to the conception of a more effective regulatory environment. Chapter 2 demonstrates what bitcoins are and how Bitcoin System and Blockchain works. Chapter 3 briefly discusses the legal nature of bitcoins. Chapter 4 examines the crime of money laundering, investigating how the Bitcoin System is used to practice the crime in question. Chapter 5 examines the measures taken by Brazil, the United States, Europe, and the international community to prevent the practice of money laundering. Chapter 6 discusses whether the current regulation is adequate to prevent the practice of the crime in question, identifying elements capable of contributing to the improvement of regulation and discussing whether traditional regulatory models are able to cope with the challenges generated by new technologies. It is said that such challenges demand, in addition to the search for traditional regulatory responses, that could be refined, the adoption of unprecedented ways of approaching and thinking about the problem, taking into account the new elements brought by cryptocurrencies. It is also questioned whether the lack of specific regulations for cryptocurrencies is related to the expansion of criminal activities and observed that there is still no reliable data on the use of bitcoins for the practice of money-laundering crime, and that the volumes operated both legally and illegally are not significant. It is concluded that the present approach of the regulators is satisfactory, as long as it does not postpone the search for new ways of facing the problem. Finally, it is emphasized that the deepening of the discussions about the regulation of the Bitcoin System will depend on the ability of bitcoins to become a medium of exchange of generalized acceptance, adding that even if the Bitcoin System does not subsist it is important to register that it can leave marks, such as the creation of a global payment system that is no longer based on trust deposited in governments or financial intermediaries, but on algorithms and encryption . |
publishDate |
2019 |
dc.date.accessioned.fl_str_mv |
2019-04-11T19:30:47Z |
dc.date.available.fl_str_mv |
2019-04-11T19:30:47Z |
dc.date.issued.fl_str_mv |
2019-02-04 |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/masterThesis |
format |
masterThesis |
status_str |
publishedVersion |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10438/27350 |
url |
http://hdl.handle.net/10438/27350 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.source.none.fl_str_mv |
reponame:Repositório Institucional do FGV (FGV Repositório Digital) instname:Fundação Getulio Vargas (FGV) instacron:FGV |
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Fundação Getulio Vargas (FGV) |
instacron_str |
FGV |
institution |
FGV |
reponame_str |
Repositório Institucional do FGV (FGV Repositório Digital) |
collection |
Repositório Institucional do FGV (FGV Repositório Digital) |
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