Atitudes, crenças e comportamentos de homens e mulheres em relação ao dinheiro na vida adulta

• Ano de defesa: 2012
• Autor(a) principal: Meirelles, Valéria Maria
• Orientador(a): Souza, Rosane Mantilla de
• Tipo de documento: Tese
• Tipo de acesso: Acesso aberto
• Idioma: por
• Instituição de defesa: Pontifícia Universidade Católica de São Paulo
• Programa de Pós-Graduação: Programa de Estudos Pós-Graduados em Psicologia: Psicologia Clínica
• Departamento: Psicologia
• País: BR
• Palavras-chave em Português: Dinheiro; Uso do dinheiro; Gênero; Períodos da vida adulta
• Palavras-chave em Inglês: Money; Ese of money; Gender; Periods of adulthood
• Área do conhecimento CNPq: CNPQ::CIENCIAS HUMANAS::PSICOLOGIA
• Link de acesso: https://tede2.pucsp.br/handle/handle/15216

The objective of this study is to assess attitudes, beliefs and behaviors of men and women regarding the use of money throughout adult life. A quantitative research consisting of two questionnaires has been conducted: one on the participants' personal information and another called Money in the Present and two scales: Money in the Past and Future Scale-MPFS and Money Beliefs and Behaviour Scale-MBBS, that were answered on line by 600 participants, of which 423 women and 177 men, 327 married, 170 single and 95 separated/divorced. Out of the total, 294 were in early adulthood, 291 in intermediate adulthood and 15 in late adulthood. The results were submitted to statistical analysis. Previous studies about the importance of family background as an agent in learning how to use money have been confirmed, as well as it has been considered priority in the use of money for both men and women. Regarding differences and similarities, it has been concluded that gender, period of adulthood and marital status are variables that must be taken into consideration. Individuals in early adulthood and single use more money with themselves while married and divorced individuals, with their family. Men invest more while women save. In addition, money has been seen as the most central aspect in life for men, while women consider family, confirming that gender difference is still present in the population. Regarding indebtedness, it has been observed that it is not related to gender, marital status and development period, which requires other variables to its understanding, especially differences in personality. As for attitudes, factors such as Obsession, Retention, Inadequacy, Security, Privacy, and Effort/Ability have been identified, and in this sample, Privacy and Security have presented higher averages while Retention and Obsession have shown lower averages, portraying Brazil: while people keep their financial figures private and avoid risk when investing money, at the other end, money is not shown as a central aspect of life, it is not difficult to be spent, especially when referring to their own well being and family