A população de sociedades de crédito ao micro empreendedor no Brasil: uma análise sob a perspectiva da síndrome das novatas

• Ano de defesa: 2010
• Autor(a) principal: Amorim, Márcio Tambelini de
• Orientador(a): Meirelles, Dimária Silva e
• Banca de defesa: Bataglia, Walter , Binder, Marcelo Pereira
• Tipo de documento: Dissertação
• Tipo de acesso: Acesso aberto
• Idioma: por
• Instituição de defesa: Universidade Presbiteriana Mackenzie
• Programa de Pós-Graduação: Administração de Empresas
• Departamento: Administração
• País: BR
• Palavras-chave em Português: ecologia organizacional; síndrome das novatas; sociedade de crédito ao micro empreendedor; Weibull
• Palavras-chave em Inglês: organizational ecology; liability of newness; credit companies micro entrepreneur; Weibull
• Área do conhecimento CNPq: CNPQ::CIENCIAS SOCIAIS APLICADAS::ADMINISTRACAO
• Link de acesso: http://dspace.mackenzie.br/handle/10899/23578

The influence of age of the organizations in their survivor rates is a subject of debate in the studies of administration from different perspectives, especially in the framework of Organizational Ecology. Based on data of foundation and failure, some authors have found different opinions on such influence. To some of them, the newness organizations are those who suffer more because they have few resources, low legitimacy or high influence of the market and, therefore, fail more. Other authors observed that there is an initial period of survival and failure rates increase after this period, which is because the entrepreneur put a higher energy in the early development or still an extra financial resource. Others argue that the organizations who suffer more are the older ones, especially in turbulent environments, because they cannot respond to market changes. From these different perspectives, this dissertation intent to analyze the effect of age in the population failure rates, at the specific case of the Brazilian Companies of Credit to the Micro Entrepreneur. It refers to a new population of organizations founded at the late 1990s, under the terms of Brazilian Central Bank s Resolution 2.726. The Model Weilbull Distribution of Probabilities was used to evaluate the methodological availability in association with a descriptive statistics. What can be perceived from the presented data is that the liability of newness is not applicable to this population, because there is a significant number of companies that has survived during the first five years since their foundation. Nevertheless, from this period on, the failure rates has increased significantly after an initial moment of living. Because it is a new population, a long term evaluation is needed to validate that statement. Furthermore, it is necessary to evaluate as well the influence of external factors that can affect the life of these organizations, especially when these factors affect their own customers base.