A responsabilidade civil nos contratos bancários

• Ano de defesa: 2008
• Autor(a) principal: Esteves, Jean Soldi
• Orientador(a): Diniz, Maria Helena
• Tipo de documento: Dissertação
• Tipo de acesso: Acesso aberto
• Idioma: por
• Instituição de defesa: Pontifícia Universidade Católica de São Paulo
• Programa de Pós-Graduação: Programa de Estudos Pós-Graduados em Direito
• Departamento: Faculdade de Direito
• País: BR
• Palavras-chave em Português: Contratos bancários; Responsabilidade civil; Perdas e danos; Bancos; Contratos > Brasil; Responsabilidade (Direito) > Brasil; Bancos > Brasil
• Palavras-chave em Inglês: Banking contracts; Civil liability; Damages; Bank
• Área do conhecimento CNPq: CNPQ::CIENCIAS SOCIAIS APLICADAS::DIREITO
• Link de acesso: https://tede2.pucsp.br/handle/handle/8007

This dissertation is aimed at, by means of the induction, and deduction methods, as well as by means of the argumentative topic, and using the teleologic and systematic interpretation, reaching an analysis of the legal nature and the civil liability effects of banking contracts, starting with a philosophical and historical approach, highlighting the main legal aspects of these contracts, especially in the light of the private autonomy granted by the Constitution of the Federative Republic of Brazil, of October, 1988. It tries to carry out a systematization of the financial and banking activity as well as of the National Financial System structure and, based on the infraconstitutional legislation, to identify the definition of financial institution, as well as of the financial and banking activity. It also tries to investigate the legal effects of banking contracts, identifying the systematization of a general theory, concept, requirements and characteristic elements to identify the application of the civil liability resulting from the contracts in the field of the financial and banking activity. Based on a civil-constitutional perspective, it identifies the effects resulting from the human being dignity and the good-faith principles, and investigates banking contracts in the fields of its existence, validity and effectiveness. Under the civil liability point of view, it highlights important subjects concerning pre and post-contractual responsibility through a systematic analysis of the Brazilian legislation, and also the effects of the civil liability in the contractual field, in the light of different types of financial institutions, registering the foreign experience related to the subject. Considering the civil-constitutional perspective, this paper finally identifies some proposals for implementation of the legislative mechanisms of state control and interventionism related to the civil liability in the banking contracts field, adjusting to the private autonomy, as a means of accomplishment of the constitutional principles, to reach the practical effectiveness of the phenomenon of the civil liability restrict to the scope of banking contracts