Probabilidade de financiamento por cartões de crédito híbridos
Ano de defesa: | 2011 |
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Autor(a) principal: | |
Orientador(a): | |
Banca de defesa: | |
Tipo de documento: | Dissertação |
Tipo de acesso: | Acesso aberto |
Idioma: | por |
Instituição de defesa: |
Não Informado pela instituição
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Programa de Pós-Graduação: |
Não Informado pela instituição
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Departamento: |
Não Informado pela instituição
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País: |
Não Informado pela instituição
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Palavras-chave em Português: | |
Palavras-chave em Inglês: | |
Link de acesso: | http://hdl.handle.net/10438/9100 |
Resumo: | This research aims to identify a statistical model of propensity to revolve through store credit card, in order to maximize the credit appliance and optimize marketing efforts. The descriptive study aims to generate insights for understanding the expansion of consumer credit, in a context of lack of financing options and limitation in distribution channel. There will be a quantitative approach in the customer data base of a financial institution and through the study of socio demographic and transactional it pretends to establish a mathematical model followed by a validation of their predictive ability. |
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Ito, Marcos KenjiEscolas::EAESPBarki, Edgard Elie RogerSilva, Marcelo Leite de Moura eBotelho, Delane2012-01-20T19:00:45Z2011-12-20ITO, Marcos Kenji. Probabilidade de financiamento por cartões de crédito híbridos. Dissertação (Mestrado Profissional em Administração de Empresas) - FGV - Fundação Getúlio Vargas, São Paulo, 2011.http://hdl.handle.net/10438/9100This research aims to identify a statistical model of propensity to revolve through store credit card, in order to maximize the credit appliance and optimize marketing efforts. The descriptive study aims to generate insights for understanding the expansion of consumer credit, in a context of lack of financing options and limitation in distribution channel. There will be a quantitative approach in the customer data base of a financial institution and through the study of socio demographic and transactional it pretends to establish a mathematical model followed by a validation of their predictive ability.Esta pesquisa tem o objetivo de identificar as variáveis e sua influência na propensão à aquisição de crédito pessoal, propondo um modelo estatístico de propensão ao financiamento por cartões de crédito híbridos para maximização de contratação de crédito e otimização dos esforços de marketing. O estudo descritivo pode gerar insights para a compreensão da expansão do crédito ao consumo, sobretudo num contexto de escassez de opções de financiamento e limitação no canal de distribuição. Foram usados dados de uma base de clientes de uma instituição financeira com variáveis sócio demográficas e transacionai, e o modelo matemático foi seguido da validação de sua capacidade preditiva.porPersonal loansRetailCredit cardsFinancingLogistic regressionRegressão logísticaCrédito pessoalVarejoAdministração de empresasCartões de créditoEmpréstimo pessoalAnálise de regressão logísticaFinanciamentoProbabilidade de financiamento por cartões de crédito híbridosinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisforever10000-01-01reponame:Repositório Institucional do FGV (FGV Repositório Digital)instname:Fundação Getulio Vargas (FGV)instacron:FGVinfo:eu-repo/semantics/openAccessORIGINAL20120120 - MPA Marcos Kenji Ito.pdf20120120 - MPA Marcos Kenji Ito.pdfapplication/pdf931031http://bibliotecadigital.fgv.br:80/dspace/bitstream/10438/9100/1/20120120%20-%20MPA%20Marcos%20Kenji%20Ito.pdfe54504c14f74f4f4d321823f6255eda4MD51LICENSElicense.txtlicense.txttext/plain; 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InstitucionalPRI |
dc.title.por.fl_str_mv |
Probabilidade de financiamento por cartões de crédito híbridos |
title |
Probabilidade de financiamento por cartões de crédito híbridos |
spellingShingle |
Probabilidade de financiamento por cartões de crédito híbridos Ito, Marcos Kenji Personal loans Retail Credit cards Financing Logistic regression Regressão logística Crédito pessoal Varejo Administração de empresas Cartões de crédito Empréstimo pessoal Análise de regressão logística Financiamento |
title_short |
Probabilidade de financiamento por cartões de crédito híbridos |
title_full |
Probabilidade de financiamento por cartões de crédito híbridos |
title_fullStr |
Probabilidade de financiamento por cartões de crédito híbridos |
title_full_unstemmed |
Probabilidade de financiamento por cartões de crédito híbridos |
title_sort |
Probabilidade de financiamento por cartões de crédito híbridos |
author |
Ito, Marcos Kenji |
author_facet |
Ito, Marcos Kenji |
author_role |
author |
dc.contributor.unidadefgv.por.fl_str_mv |
Escolas::EAESP |
dc.contributor.member.none.fl_str_mv |
Barki, Edgard Elie Roger Silva, Marcelo Leite de Moura e |
dc.contributor.author.fl_str_mv |
Ito, Marcos Kenji |
dc.contributor.advisor1.fl_str_mv |
Botelho, Delane |
contributor_str_mv |
Botelho, Delane |
dc.subject.eng.fl_str_mv |
Personal loans Retail |
topic |
Personal loans Retail Credit cards Financing Logistic regression Regressão logística Crédito pessoal Varejo Administração de empresas Cartões de crédito Empréstimo pessoal Análise de regressão logística Financiamento |
dc.subject.por.fl_str_mv |
Credit cards Financing Logistic regression Regressão logística Crédito pessoal Varejo |
dc.subject.area.por.fl_str_mv |
Administração de empresas |
dc.subject.bibliodata.por.fl_str_mv |
Cartões de crédito Empréstimo pessoal Análise de regressão logística Financiamento |
description |
This research aims to identify a statistical model of propensity to revolve through store credit card, in order to maximize the credit appliance and optimize marketing efforts. The descriptive study aims to generate insights for understanding the expansion of consumer credit, in a context of lack of financing options and limitation in distribution channel. There will be a quantitative approach in the customer data base of a financial institution and through the study of socio demographic and transactional it pretends to establish a mathematical model followed by a validation of their predictive ability. |
publishDate |
2011 |
dc.date.issued.fl_str_mv |
2011-12-20 |
dc.date.accessioned.fl_str_mv |
2012-01-20T19:00:45Z |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/masterThesis |
format |
masterThesis |
status_str |
publishedVersion |
dc.identifier.citation.fl_str_mv |
ITO, Marcos Kenji. Probabilidade de financiamento por cartões de crédito híbridos. Dissertação (Mestrado Profissional em Administração de Empresas) - FGV - Fundação Getúlio Vargas, São Paulo, 2011. |
dc.identifier.uri.fl_str_mv |
http://hdl.handle.net/10438/9100 |
identifier_str_mv |
ITO, Marcos Kenji. Probabilidade de financiamento por cartões de crédito híbridos. Dissertação (Mestrado Profissional em Administração de Empresas) - FGV - Fundação Getúlio Vargas, São Paulo, 2011. |
url |
http://hdl.handle.net/10438/9100 |
dc.language.iso.fl_str_mv |
por |
language |
por |
dc.rights.driver.fl_str_mv |
info:eu-repo/semantics/openAccess |
eu_rights_str_mv |
openAccess |
dc.source.none.fl_str_mv |
reponame:Repositório Institucional do FGV (FGV Repositório Digital) instname:Fundação Getulio Vargas (FGV) instacron:FGV |
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FGV |
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FGV |
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Repositório Institucional do FGV (FGV Repositório Digital) |
collection |
Repositório Institucional do FGV (FGV Repositório Digital) |
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