Social capital and savings behavior of the poor: evidence from the field

Detalhes bibliográficos
Ano de defesa: 2017
Autor(a) principal: Oliveira, Lidiane Duarte Silva de
Orientador(a): Behr, Patrick Gottfried
Banca de defesa: Não Informado pela instituição
Tipo de documento: Dissertação
Tipo de acesso: Acesso aberto
Idioma: eng
Instituição de defesa: Não Informado pela instituição
Programa de Pós-Graduação: Não Informado pela instituição
Departamento: Não Informado pela instituição
País: Não Informado pela instituição
Palavras-chave em Inglês:
Social capital
Reminders
Savings behavior
Link de acesso: https://hdl.handle.net/10438/18366
Resumo: Two thousand and fifty six Senegalese clients of a Microfinance Institution (MFI) participated in the experiment during four months. They were divided in three groups: a control group that did not receive any messages, and two treatment groups, one in which clients received generic messages that simply said they should save money, and another group in which clients received messages that referred to the savings behavior of individuals who live in their neighborhood. The goal of this study is to assess whether receiving additional information about other participants from the same area where the participants live (neighborhood social capital) affects savings behavior. The results of this study show no significant impact of generic messages on savings behavior. Social capital effectively encourages deposits, which also makes withdrawals more salient since the accounts are fully liquid, but only among female clients. Limited attention, psychological reactance, salience, and gender issues emerge as possible explanations.
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spelling Oliveira, Lidiane Duarte Silva deEscolas::EBAPEGoldszmidt, Rafael Guilherme BursteinAlvares, Luis Fernando Hor-MeyllBehr, Patrick Gottfried2017-06-22T17:29:19Z2017-06-22T17:29:19Z2017OLIVEIRA, Lidiane Duarte Silva de. Social capital and savings behavior of the poor: evidence from the field. Dissertação (Mestrado em Administração) - Escola Brasileira de Administração Pública e de Empresas, Fundação Getúlio Vargas - FGV, Rio de Janeiro, 2017.https://hdl.handle.net/10438/18366Two thousand and fifty six Senegalese clients of a Microfinance Institution (MFI) participated in the experiment during four months. They were divided in three groups: a control group that did not receive any messages, and two treatment groups, one in which clients received generic messages that simply said they should save money, and another group in which clients received messages that referred to the savings behavior of individuals who live in their neighborhood. The goal of this study is to assess whether receiving additional information about other participants from the same area where the participants live (neighborhood social capital) affects savings behavior. The results of this study show no significant impact of generic messages on savings behavior. Social capital effectively encourages deposits, which also makes withdrawals more salient since the accounts are fully liquid, but only among female clients. Limited attention, psychological reactance, salience, and gender issues emerge as possible explanations.engSocial capitalRemindersSavings behaviorEconomiaCapital socialPoupança e investimentoMensagens instantâneasComportamento do consumidorConsumidores de baixa rendaSocial capital and savings behavior of the poor: evidence from the fieldinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisinfo:eu-repo/semantics/openAccessreponame:Repositório Institucional do FGV (FGV Repositório Digital)instname:Fundação Getulio Vargas (FGV)instacron:FGVTEXTLidiane_versão final.pdf.txtLidiane_versão final.pdf.txtExtracted texttext/plain86805https://repositorio.fgv.br/bitstreams/7959cb92-94cf-4d5e-856d-b520c8f11b24/download5015b77cbcfa0f35aa7f80555a132163MD55ORIGINALLidiane_versão final.pdfLidiane_versão 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dc.title.eng.fl_str_mv Social capital and savings behavior of the poor: evidence from the field
title Social capital and savings behavior of the poor: evidence from the field
spellingShingle Social capital and savings behavior of the poor: evidence from the field
Oliveira, Lidiane Duarte Silva de
Social capital
Reminders
Savings behavior
Economia
Capital social
Poupança e investimento
Mensagens instantâneas
Comportamento do consumidor
Consumidores de baixa renda
title_short Social capital and savings behavior of the poor: evidence from the field
title_full Social capital and savings behavior of the poor: evidence from the field
title_fullStr Social capital and savings behavior of the poor: evidence from the field
title_full_unstemmed Social capital and savings behavior of the poor: evidence from the field
title_sort Social capital and savings behavior of the poor: evidence from the field
author Oliveira, Lidiane Duarte Silva de
author_facet Oliveira, Lidiane Duarte Silva de
author_role author
dc.contributor.unidadefgv.por.fl_str_mv Escolas::EBAPE
dc.contributor.member.none.fl_str_mv Goldszmidt, Rafael Guilherme Burstein
Alvares, Luis Fernando Hor-Meyll
dc.contributor.author.fl_str_mv Oliveira, Lidiane Duarte Silva de
dc.contributor.advisor1.fl_str_mv Behr, Patrick Gottfried
contributor_str_mv Behr, Patrick Gottfried
dc.subject.eng.fl_str_mv Social capital
Reminders
Savings behavior
topic Social capital
Reminders
Savings behavior
Economia
Capital social
Poupança e investimento
Mensagens instantâneas
Comportamento do consumidor
Consumidores de baixa renda
dc.subject.area.por.fl_str_mv Economia
dc.subject.bibliodata.por.fl_str_mv Capital social
Poupança e investimento
Mensagens instantâneas
Comportamento do consumidor
Consumidores de baixa renda
description Two thousand and fifty six Senegalese clients of a Microfinance Institution (MFI) participated in the experiment during four months. They were divided in three groups: a control group that did not receive any messages, and two treatment groups, one in which clients received generic messages that simply said they should save money, and another group in which clients received messages that referred to the savings behavior of individuals who live in their neighborhood. The goal of this study is to assess whether receiving additional information about other participants from the same area where the participants live (neighborhood social capital) affects savings behavior. The results of this study show no significant impact of generic messages on savings behavior. Social capital effectively encourages deposits, which also makes withdrawals more salient since the accounts are fully liquid, but only among female clients. Limited attention, psychological reactance, salience, and gender issues emerge as possible explanations.
publishDate 2017
dc.date.accessioned.fl_str_mv 2017-06-22T17:29:19Z
dc.date.available.fl_str_mv 2017-06-22T17:29:19Z
dc.date.issued.fl_str_mv 2017
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
format masterThesis
status_str publishedVersion
dc.identifier.citation.fl_str_mv OLIVEIRA, Lidiane Duarte Silva de. Social capital and savings behavior of the poor: evidence from the field. Dissertação (Mestrado em Administração) - Escola Brasileira de Administração Pública e de Empresas, Fundação Getúlio Vargas - FGV, Rio de Janeiro, 2017.
dc.identifier.uri.fl_str_mv https://hdl.handle.net/10438/18366
identifier_str_mv OLIVEIRA, Lidiane Duarte Silva de. Social capital and savings behavior of the poor: evidence from the field. Dissertação (Mestrado em Administração) - Escola Brasileira de Administração Pública e de Empresas, Fundação Getúlio Vargas - FGV, Rio de Janeiro, 2017.
url https://hdl.handle.net/10438/18366
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.source.none.fl_str_mv reponame:Repositório Institucional do FGV (FGV Repositório Digital)
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