The impact of Basel III on European banks business models

Detalhes bibliográficos
Ano de defesa: 2014
Autor(a) principal: Schramm, Sebastian Hermann
Orientador(a): Rochman, Ricardo Ratner
Banca de defesa: Não Informado pela instituição
Tipo de documento: Dissertação
Tipo de acesso: Acesso aberto
Idioma: eng
Instituição de defesa: Não Informado pela instituição
Programa de Pós-Graduação: Não Informado pela instituição
Departamento: Não Informado pela instituição
País: Não Informado pela instituição
Palavras-chave em Português:
Basel III
Modelos de negócios de bancos
Palavras-chave em Inglês:
Banks business models
Statistical clustering
European banking sector
Link de acesso: http://hdl.handle.net/10438/12331
Resumo: O acordo Basel III representa, em diversos aspectos, uma verdadeira mudança no paradigma regulatório. Este trabalho examina uma amostra composta por 81 bancos europeus para detectar até que ponto o impacto do Basel III é já perceptível em modelos de negócios alternativos. Descobre-se que os ajustes nos modelos de negócios causados pelo Basel III são mínimos, enquanto que as principais mudanças entre 2010 e 2013 deveram-se a outros factores exógenos, como por exemplo a crise da dívida soberana europeia. Devido à longa observação e aos períodos de transição, as maiores mudanças nos modelos de negócios como consequência do Basel III estarão ainda para acontecer.
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spelling Schramm, Sebastian HermannEscolas::EESPRochman, Ricardo Ratner2014-11-05T11:46:55Z2014-10-06SCHRAMM, Sebastian Hermann. The impact of Basel III on European banks business models. Dissertação (Mestrado Profissional em Finanças e Economia) - FGV - Fundação Getúlio Vargas, São Paulo, 2014.http://hdl.handle.net/10438/12331O acordo Basel III representa, em diversos aspectos, uma verdadeira mudança no paradigma regulatório. Este trabalho examina uma amostra composta por 81 bancos europeus para detectar até que ponto o impacto do Basel III é já perceptível em modelos de negócios alternativos. Descobre-se que os ajustes nos modelos de negócios causados pelo Basel III são mínimos, enquanto que as principais mudanças entre 2010 e 2013 deveram-se a outros factores exógenos, como por exemplo a crise da dívida soberana europeia. Devido à longa observação e aos períodos de transição, as maiores mudanças nos modelos de negócios como consequência do Basel III estarão ainda para acontecer.As Basel III represents a true regulatory paradigm shift in many respects, this paper examines a sample of 81 European banks to detect to what extent the impact of Basel III is already perceptible on alternative business models. It finds out that there have been only minor business model adjustments due to Basel III, while the main changes between 2010 and 2013 have taken place because of other exogenous factors, such as the European Sovereign Debt Crisis. Due to long observation- and transition periods, the major business model changes as response to Basel III are still ahead.engBanks business modelsStatistical clusteringEuropean banking sectorBasel IIIModelos de negócios de bancosEconomiaFinanças internacionaisBancos internacionais - RegulamentaçãoComitê de Supervisão Bancária da BasiléiaThe impact of Basel III on European banks business modelsinfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesis20202020reponame:Repositório Institucional do FGV (FGV Repositório Digital)instname:Fundação Getulio Vargas (FGV)instacron:FGVinfo:eu-repo/semantics/openAccessORIGINALMaster_Thesis_Sebastian_Schramm_FGV-Version.pdfMaster_Thesis_Sebastian_Schramm_FGV-Version.pdfapplication/pdf679531https://repositorio.fgv.br/bitstreams/58b5bdf1-4f9d-4ad1-8511-9e5a9a72c9e5/download38d557a86bc4fb61a1860f061d88b2b5MD51LICENSElicense.txtlicense.txttext/plain; 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dc.title.eng.fl_str_mv The impact of Basel III on European banks business models
title The impact of Basel III on European banks business models
spellingShingle The impact of Basel III on European banks business models
Schramm, Sebastian Hermann
Banks business models
Statistical clustering
European banking sector
Basel III
Modelos de negócios de bancos
Economia
Finanças internacionais
Bancos internacionais - Regulamentação
Comitê de Supervisão Bancária da Basiléia
title_short The impact of Basel III on European banks business models
title_full The impact of Basel III on European banks business models
title_fullStr The impact of Basel III on European banks business models
title_full_unstemmed The impact of Basel III on European banks business models
title_sort The impact of Basel III on European banks business models
author Schramm, Sebastian Hermann
author_facet Schramm, Sebastian Hermann
author_role author
dc.contributor.unidadefgv.por.fl_str_mv Escolas::EESP
dc.contributor.author.fl_str_mv Schramm, Sebastian Hermann
dc.contributor.advisor1.fl_str_mv Rochman, Ricardo Ratner
contributor_str_mv Rochman, Ricardo Ratner
dc.subject.eng.fl_str_mv Banks business models
Statistical clustering
European banking sector
topic Banks business models
Statistical clustering
European banking sector
Basel III
Modelos de negócios de bancos
Economia
Finanças internacionais
Bancos internacionais - Regulamentação
Comitê de Supervisão Bancária da Basiléia
dc.subject.por.fl_str_mv Basel III
Modelos de negócios de bancos
dc.subject.area.por.fl_str_mv Economia
dc.subject.bibliodata.por.fl_str_mv Finanças internacionais
Bancos internacionais - Regulamentação
Comitê de Supervisão Bancária da Basiléia
description O acordo Basel III representa, em diversos aspectos, uma verdadeira mudança no paradigma regulatório. Este trabalho examina uma amostra composta por 81 bancos europeus para detectar até que ponto o impacto do Basel III é já perceptível em modelos de negócios alternativos. Descobre-se que os ajustes nos modelos de negócios causados pelo Basel III são mínimos, enquanto que as principais mudanças entre 2010 e 2013 deveram-se a outros factores exógenos, como por exemplo a crise da dívida soberana europeia. Devido à longa observação e aos períodos de transição, as maiores mudanças nos modelos de negócios como consequência do Basel III estarão ainda para acontecer.
publishDate 2014
dc.date.accessioned.fl_str_mv 2014-11-05T11:46:55Z
dc.date.issued.fl_str_mv 2014-10-06
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
dc.type.driver.fl_str_mv info:eu-repo/semantics/masterThesis
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status_str publishedVersion
dc.identifier.citation.fl_str_mv SCHRAMM, Sebastian Hermann. The impact of Basel III on European banks business models. Dissertação (Mestrado Profissional em Finanças e Economia) - FGV - Fundação Getúlio Vargas, São Paulo, 2014.
dc.identifier.uri.fl_str_mv http://hdl.handle.net/10438/12331
identifier_str_mv SCHRAMM, Sebastian Hermann. The impact of Basel III on European banks business models. Dissertação (Mestrado Profissional em Finanças e Economia) - FGV - Fundação Getúlio Vargas, São Paulo, 2014.
url http://hdl.handle.net/10438/12331
dc.language.iso.fl_str_mv eng
language eng
dc.rights.driver.fl_str_mv info:eu-repo/semantics/openAccess
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