Análise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latina

Detalhes bibliográficos
Ano de defesa: 2018
Autor(a) principal: Silva Junior, Walter Gomes da
Orientador(a): Muinhos, Marcelo Kfoury
Banca de defesa: Não Informado pela instituição
Tipo de documento: Dissertação
Tipo de acesso: Acesso aberto
Idioma: por
Instituição de defesa: Não Informado pela instituição
Programa de Pós-Graduação: Não Informado pela instituição
Departamento: Não Informado pela instituição
País: Não Informado pela instituição
Palavras-chave em Português:
Intermediação financeira
Crédito
Taxa de juros
Bancos
Palavras-chave em Inglês:
Spread
GMM
Financial intermediation
Credit
Interest rate
Bank
Link de acesso: http://hdl.handle.net/10438/24634
Resumo: Os spreads bancários na América Latina apresentam altos patamares, quando comparados a outras regiões e economias do mundo. Este trabalho tem por objetivo a análise comparativa dos fatores determinantes do spread bancário, nas principais economias da América Latina, para isso, utilizaram-se dados agregados de 73 economias do mundo, sendo 11 delas países da América Latina. Partindo-se de uma base com 51 variáveis independentes, foram gerados modelos de regressão em painel. Os resultados obtidos evidenciam, que o patamar dos spreads praticados na América Latina, são principalmente impactados pela inadimplência, provisões de crédito, custos administrativos e de pessoal, concentração bancária e diversificação das receitas.
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spelling Silva Junior, Walter Gomes daEscolas::EESPSanvicente, Antonio ZorattoNakane, Márcio IssaoMuinhos, Marcelo Kfoury2018-08-28T20:59:33Z2018-08-28T20:59:33Z2018-07-27http://hdl.handle.net/10438/24634Os spreads bancários na América Latina apresentam altos patamares, quando comparados a outras regiões e economias do mundo. Este trabalho tem por objetivo a análise comparativa dos fatores determinantes do spread bancário, nas principais economias da América Latina, para isso, utilizaram-se dados agregados de 73 economias do mundo, sendo 11 delas países da América Latina. Partindo-se de uma base com 51 variáveis independentes, foram gerados modelos de regressão em painel. Os resultados obtidos evidenciam, que o patamar dos spreads praticados na América Latina, são principalmente impactados pela inadimplência, provisões de crédito, custos administrativos e de pessoal, concentração bancária e diversificação das receitas.The banking spreads in Latin America show high levels when compared to other regions and economies of the world. This work has the objective of comparative analysis of the determinants factors of the banking spreads in the main economies of Latin America, for that, was used aggregated data of 73 economies in the world, 11 of which are Latin American countries. Starting from a base with 51 independent variables, panel regression models were generated. The results show that the level of spreads in Latin America is mainly impacted by nonperforming loans, the level provisions, administrative and personnel costs, banking concentration and revenues diversification.porSpreadGMMFinancial intermediationCreditInterest rateBankIntermediação financeiraCréditoTaxa de jurosBancosEconomiaBancos - América LatinaCrédito bancárioTaxas de jurosMétodo dos momentos (Estatística)Modelos econométricosAnálise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latinainfo:eu-repo/semantics/publishedVersioninfo:eu-repo/semantics/masterThesisinfo:eu-repo/semantics/openAccessreponame:Repositório Institucional do FGV (FGV Repositório Digital)instname:Fundação Getulio Vargas (FGV)instacron:FGVTEXTSpread Bancário América Latina - Walter Gomes.pdf.txtSpread Bancário América Latina - Walter Gomes.pdf.txtExtracted 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dc.title.por.fl_str_mv Análise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latina
title Análise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latina
spellingShingle Análise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latina
Silva Junior, Walter Gomes da
Spread
GMM
Financial intermediation
Credit
Interest rate
Bank
Intermediação financeira
Crédito
Taxa de juros
Bancos
Economia
Bancos - América Latina
Crédito bancário
Taxas de juros
Método dos momentos (Estatística)
Modelos econométricos
title_short Análise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latina
title_full Análise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latina
title_fullStr Análise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latina
title_full_unstemmed Análise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latina
title_sort Análise comparativa e fatores determinantes do spread bancário nos principais mercados da América Latina
author Silva Junior, Walter Gomes da
author_facet Silva Junior, Walter Gomes da
author_role author
dc.contributor.unidadefgv.por.fl_str_mv Escolas::EESP
dc.contributor.member.none.fl_str_mv Sanvicente, Antonio Zoratto
Nakane, Márcio Issao
dc.contributor.author.fl_str_mv Silva Junior, Walter Gomes da
dc.contributor.advisor1.fl_str_mv Muinhos, Marcelo Kfoury
contributor_str_mv Muinhos, Marcelo Kfoury
dc.subject.eng.fl_str_mv Spread
GMM
Financial intermediation
Credit
Interest rate
Bank
topic Spread
GMM
Financial intermediation
Credit
Interest rate
Bank
Intermediação financeira
Crédito
Taxa de juros
Bancos
Economia
Bancos - América Latina
Crédito bancário
Taxas de juros
Método dos momentos (Estatística)
Modelos econométricos
dc.subject.por.fl_str_mv Intermediação financeira
Crédito
Taxa de juros
Bancos
dc.subject.area.por.fl_str_mv Economia
dc.subject.bibliodata.por.fl_str_mv Bancos - América Latina
Crédito bancário
Taxas de juros
Método dos momentos (Estatística)
Modelos econométricos
description Os spreads bancários na América Latina apresentam altos patamares, quando comparados a outras regiões e economias do mundo. Este trabalho tem por objetivo a análise comparativa dos fatores determinantes do spread bancário, nas principais economias da América Latina, para isso, utilizaram-se dados agregados de 73 economias do mundo, sendo 11 delas países da América Latina. Partindo-se de uma base com 51 variáveis independentes, foram gerados modelos de regressão em painel. Os resultados obtidos evidenciam, que o patamar dos spreads praticados na América Latina, são principalmente impactados pela inadimplência, provisões de crédito, custos administrativos e de pessoal, concentração bancária e diversificação das receitas.
publishDate 2018
dc.date.accessioned.fl_str_mv 2018-08-28T20:59:33Z
dc.date.available.fl_str_mv 2018-08-28T20:59:33Z
dc.date.issued.fl_str_mv 2018-07-27
dc.type.status.fl_str_mv info:eu-repo/semantics/publishedVersion
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format masterThesis
status_str publishedVersion
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dc.source.none.fl_str_mv reponame:Repositório Institucional do FGV (FGV Repositório Digital)
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