O consumidor e a crise da empresa: análise sobre a proteção dos consumidores na falência

• Ano de defesa: 2014
• Autor(a) principal: Silva, Fernando Melo da
• Orientador(a): Coelho, Fábio Ulhoa
• Tipo de documento: Tese
• Tipo de acesso: Acesso aberto
• Idioma: por
• Instituição de defesa: Pontifícia Universidade Católica de São Paulo
• Programa de Pós-Graduação: Programa de Estudos Pós-Graduados em Direito
• Departamento: Faculdade de Direito
• País: BR
• Palavras-chave em Português: Consumidor; Crise econômico-financeira da empresa; Proteção; Direito concursal; Falência
• Palavras-chave em Inglês: Consumer; Enterprise financial crisis; Protection; Bankruptcy law
• Área do conhecimento CNPq: CNPQ::CIENCIAS SOCIAIS APLICADAS::DIREITO
• Link de acesso: https://tede2.pucsp.br/handle/handle/6366

The objective of this thesis was to analyze the consumer protection instruments in face of the enterprise financial crisis, in special, the bankruptcy of the supplier entrepreneur, once there is a lack, for the consumers in general, of the legal instruments to regulate the effects their rights suffer from the insolvency declaration, relegating in many cases, a universality of creditors/consumers, that in such context are put as the majority of the passive mass of some debtors, in a situation that lacks the specific and proper regulation. Said thesis is constituted by the analytical research, with a bibliographical character, based on the analysis of the law, from the doctrine and the precedents, in a way to comprehend the legal regulations object of this study, in order to achieve the goals here presented. Throughout the development it was seen that the regulations regarding the consumer rights, as those concerning the bankruptcy law, from a broad perspective, in which one and the other normative system, have, from a common context, to regulate distinctive aspects of the economic relations. Factual circumstances, like the insolvency of the supplier entrepreneur, may extinct the junction of both regulations. From this normative intersection the non-commercial nature of the consumer credit, originated by his subordinate condition if compared with the supplier, expression, thus, of his vulnerability in the law plan, specially the bankruptcy law, situation not recognized by the juridical order, regarding the peculiar dealings given to insolvency matters. These matters were also analyzed under the perspective of the informative constitutional principle of the economic order, that imposes the defense of the consumers before the suppliers of goods and services in the market as one of its paradigms, considering also the specifics and ruling principles of the bankruptcy law in a way to believe that the lack of protection of the consumer credit along with the bankruptcy of the supplier entrepreneur means the transference of the risks of the company to the consumer, denying the protective logic given by the Code of Defense of the Consumers (CDC). It was found in the foreign law, as in the home law, topical rules regarding the defense of the consumers before the entrepreneur crisis, highlighting those foreseen in the specific bankruptcy procedural, as well as those from the art. 119, IX and from the art. 82, of the law 11.101/2005, and even the very CDC, when dealing, in its art. 28, the disregard of the legal entity due to bankruptcy caused by poor administration. At the end it is possible to observe that in order to provide the consumer a proper protection in bankruptcy, needing the Law 11.101/2005 some modifications, to bring the referred protection as it is already done with the workers, another creditor in bankruptcy, in similar conditions with the consumer, once there is no point in talking about the protection of the consumers if such a thing is not present in the bankruptcy procedures