EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA
Ano de defesa: | 2023 |
---|---|
Autor(a) principal: | |
Orientador(a): | |
Banca de defesa: | , , , |
Tipo de documento: | Tese |
Tipo de acesso: | Acesso aberto |
Idioma: | por |
Instituição de defesa: |
Universidade Franciscana
|
Programa de Pós-Graduação: |
Programa de Pós-Graduação em Ensino de Ciências e Matemática
|
Departamento: |
Ensino de Ciências e Matemática
|
País: |
Brasil
|
Palavras-chave em Português: | |
Palavras-chave em Inglês: | |
Área do conhecimento CNPq: | |
Link de acesso: | http://www.tede.universidadefranciscana.edu.br:8080/handle/UFN-BDTD/1179 |
Resumo: | Preparing students to understand the increasingly complex situations involving financial issues and their numerous and varied products is the main objective of Financial Education. Financial Education is present in various means of information in modern society, being indispensable in the scientific field and in the education of citizens. Currently, in Brazil, there is a growing movement and initiatives for the insertion of Financial Education in education, in its most varied levels of education. The research we develop is positioned in the area of teaching Financial Education and financial literacy. The work, developed in the context of qualitative and quantitative research, aimed to investigate what and how to teach the discipline of Financial Education for High School. To this end, a literature review was carried out that encompasses the theoretical foundations and research elements, Financial Education, financial literacy and financial mathematics. We observed a sample of 73 students, 31 enrolled in the first year of high school and 42 in the second year of Colégio Antônio Alves Ramos (Pallotti). We base our exploration on data constructed by two questionnaires that were applied in the Financial Education discipline. The questionnaires were organized, for the most part, with questions based on problem situations and adapted from the National Institute of Educational Studies and Research Anísio Teixeira (INEP), from the questionnaire applied for the enrollment process in the National High School Examination (ENEM) and of studies by authors who are references, such as the financial literacy questionnaire of the Organization for Economic Co-operation and Development (OECD). For the treatment, analysis and interpretation of data, statistical computational tools were used in the theoretical framework of statistical analysis, with the support of the CHIC software. The data obtained in the research allowed the elaboration of a program for the discipline of Financial Education. That is, to present a teaching proposal for the strengthening of Financial Education and its consolidation in the high school curriculum, in view of the legal obligation and social need for its teaching in Brazilian schools. The results obtained show that students who take the subject of Financial Education in High School tend to have a greater understanding of everyday aspects of economic life, as well as greater awareness of planning and exercising financial citizenship. The school and society, as a whole, need to reflect and advance towards the development of Financial Education practices, as students, especially those participating in this research, will be future workers and, consequently, will have important repercussions on the country's economy. |
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Alves, Marcos AlexandrePorta, Leonardo DallaBulegon, Ana MarliFilho , Reisoli BenderRachelli , JaniceFerreira , Vitor Hugo do AmaralFrozza, Mateus Sangoi2023-05-31T20:45:00Z2023-04-25Frozza, Mateus Sangoi. EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA. 2023. 168f. Tese( Programa de Pós-Graduação em Ensino de Ciências e Matemática) - Universidade Franciscana, Santa Maria - RS.http://www.tede.universidadefranciscana.edu.br:8080/handle/UFN-BDTD/1179Preparing students to understand the increasingly complex situations involving financial issues and their numerous and varied products is the main objective of Financial Education. Financial Education is present in various means of information in modern society, being indispensable in the scientific field and in the education of citizens. Currently, in Brazil, there is a growing movement and initiatives for the insertion of Financial Education in education, in its most varied levels of education. The research we develop is positioned in the area of teaching Financial Education and financial literacy. The work, developed in the context of qualitative and quantitative research, aimed to investigate what and how to teach the discipline of Financial Education for High School. To this end, a literature review was carried out that encompasses the theoretical foundations and research elements, Financial Education, financial literacy and financial mathematics. We observed a sample of 73 students, 31 enrolled in the first year of high school and 42 in the second year of Colégio Antônio Alves Ramos (Pallotti). We base our exploration on data constructed by two questionnaires that were applied in the Financial Education discipline. The questionnaires were organized, for the most part, with questions based on problem situations and adapted from the National Institute of Educational Studies and Research Anísio Teixeira (INEP), from the questionnaire applied for the enrollment process in the National High School Examination (ENEM) and of studies by authors who are references, such as the financial literacy questionnaire of the Organization for Economic Co-operation and Development (OECD). For the treatment, analysis and interpretation of data, statistical computational tools were used in the theoretical framework of statistical analysis, with the support of the CHIC software. The data obtained in the research allowed the elaboration of a program for the discipline of Financial Education. That is, to present a teaching proposal for the strengthening of Financial Education and its consolidation in the high school curriculum, in view of the legal obligation and social need for its teaching in Brazilian schools. The results obtained show that students who take the subject of Financial Education in High School tend to have a greater understanding of everyday aspects of economic life, as well as greater awareness of planning and exercising financial citizenship. The school and society, as a whole, need to reflect and advance towards the development of Financial Education practices, as students, especially those participating in this research, will be future workers and, consequently, will have important repercussions on the country's economy.Preparar os estudantes para compreender as situações cada vez mais complexas que envolvem as questões financeiras e seus numerosos e variados produtos é o principal objetivo da Educação Financeira. A Educação Financeira está presente em diversos meios de informação da sociedade moderna, sendo indispensável no âmbito científico e na formação do cidadão. Atualmente, no Brasil, é crescente o movimento e iniciativas para a inserção da Educação Financeira na educação, nos seus mais variados níveis de ensino. A pesquisa que desenvolvemos está posicionada na área de ensino de Educação Financeira e do letramento financeiro. O trabalho, desenvolvido no contexto de uma pesquisa qualitativa e quantitativa, teve como objetivo investigar o quê e como ministrar a disciplina de Educação Financeira para o Ensino Médio. Para tanto, foi realizada uma revisão de literatura que engloba os fundamentos teóricos e elementos de pesquisa, Educação Financeira, letramento financeiro e matemática financeira. Observamos uma amostra de 73 estudantes, 31 matriculados no primeiro ano do Ensino Médio e 42 no segundo ano do Colégio Antônio Alves Ramos (Pallotti). Baseamos nossa exploração em dados construídos por dois questionários que foram aplicados na disciplina de Educação Financeira. Os questionários foram organizados, em sua maioria, com questões baseadas em situações-problema e adaptadas do Instituto Nacional de Estudos e Pesquisas Educacionais Anísio Teixeira (INEP), do questionário aplicado para o processo de inscrição no Exame Nacional do Ensino Médio (ENEM) e de estudos de autores que são referências, como do questionário de letramento financeiro da Organização para Cooperação e Desenvolvimento Econômico (OCDE). Para o tratamento, análise e interpretação dos dados, ferramentas computacionais estatísticas foram utilizadas no quadro teórico da análise estatística, com o apoio do software CHIC. Os dados obtidos na pesquisa permitiram a elaboração de um programa para a disciplina de Educação Financeira. Isto é, apresentar uma proposta de ensino para o fortalecimento da Educação Financeira e a sua consolidação na matriz curricular do Ensino Médio, tendo em vista a obrigatoriedade legal e necessidade social do seu ensino nas escolas brasileiras. Os resultados obtidos mostram que os estudantes que possuem a disciplina de Educação Financeira no Ensino Médio possuem tendência a uma maior compreensão dos aspectos cotidianos da vida econômica, bem como maior consciência para o planejamento e o exercicio da cidadania financeira. A escola e a sociedade, como um todo, necessitam refletir e avançar para o desenvolvimento de práticas de Educação Financeira, pois os estudantes, em especial os participantes desta pesquisa, serão os futuros trabalhadores e, consequentemente, terão repercussões importantes na economia do país.Submitted by Clarice Rosa Machado (clarice.machado@ufn.edu.br) on 2023-05-31T20:45:00Z No. of bitstreams: 2 Tese_MateusSangoiFrozza_TEDE.pdf: 4532063 bytes, checksum: 06340c99bdbd2f540f6ebd384fc0c60e (MD5) license_rdf: 0 bytes, checksum: d41d8cd98f00b204e9800998ecf8427e (MD5)Made available in DSpace on 2023-05-31T20:45:00Z (GMT). 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dc.title.por.fl_str_mv |
EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA |
title |
EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA |
spellingShingle |
EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA Frozza, Mateus Sangoi Educação Financeira. Letramento Financeiro. CHIC. Financial Education. Financial Literacy. CHIC. Ensino de Ciências e Matemática |
title_short |
EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA |
title_full |
EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA |
title_fullStr |
EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA |
title_full_unstemmed |
EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA |
title_sort |
EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA |
author |
Frozza, Mateus Sangoi |
author_facet |
Frozza, Mateus Sangoi |
author_role |
author |
dc.contributor.advisor1.fl_str_mv |
Alves, Marcos Alexandre |
dc.contributor.advisor-co1.fl_str_mv |
Porta, Leonardo Dalla |
dc.contributor.referee1.fl_str_mv |
Bulegon, Ana Marli |
dc.contributor.referee2.fl_str_mv |
Filho , Reisoli Bender |
dc.contributor.referee3.fl_str_mv |
Rachelli , Janice |
dc.contributor.referee4.fl_str_mv |
Ferreira , Vitor Hugo do Amaral |
dc.contributor.author.fl_str_mv |
Frozza, Mateus Sangoi |
contributor_str_mv |
Alves, Marcos Alexandre Porta, Leonardo Dalla Bulegon, Ana Marli Filho , Reisoli Bender Rachelli , Janice Ferreira , Vitor Hugo do Amaral |
dc.subject.por.fl_str_mv |
Educação Financeira. Letramento Financeiro. CHIC. |
topic |
Educação Financeira. Letramento Financeiro. CHIC. Financial Education. Financial Literacy. CHIC. Ensino de Ciências e Matemática |
dc.subject.eng.fl_str_mv |
Financial Education. Financial Literacy. CHIC. |
dc.subject.cnpq.fl_str_mv |
Ensino de Ciências e Matemática |
description |
Preparing students to understand the increasingly complex situations involving financial issues and their numerous and varied products is the main objective of Financial Education. Financial Education is present in various means of information in modern society, being indispensable in the scientific field and in the education of citizens. Currently, in Brazil, there is a growing movement and initiatives for the insertion of Financial Education in education, in its most varied levels of education. The research we develop is positioned in the area of teaching Financial Education and financial literacy. The work, developed in the context of qualitative and quantitative research, aimed to investigate what and how to teach the discipline of Financial Education for High School. To this end, a literature review was carried out that encompasses the theoretical foundations and research elements, Financial Education, financial literacy and financial mathematics. We observed a sample of 73 students, 31 enrolled in the first year of high school and 42 in the second year of Colégio Antônio Alves Ramos (Pallotti). We base our exploration on data constructed by two questionnaires that were applied in the Financial Education discipline. The questionnaires were organized, for the most part, with questions based on problem situations and adapted from the National Institute of Educational Studies and Research Anísio Teixeira (INEP), from the questionnaire applied for the enrollment process in the National High School Examination (ENEM) and of studies by authors who are references, such as the financial literacy questionnaire of the Organization for Economic Co-operation and Development (OECD). For the treatment, analysis and interpretation of data, statistical computational tools were used in the theoretical framework of statistical analysis, with the support of the CHIC software. The data obtained in the research allowed the elaboration of a program for the discipline of Financial Education. That is, to present a teaching proposal for the strengthening of Financial Education and its consolidation in the high school curriculum, in view of the legal obligation and social need for its teaching in Brazilian schools. The results obtained show that students who take the subject of Financial Education in High School tend to have a greater understanding of everyday aspects of economic life, as well as greater awareness of planning and exercising financial citizenship. The school and society, as a whole, need to reflect and advance towards the development of Financial Education practices, as students, especially those participating in this research, will be future workers and, consequently, will have important repercussions on the country's economy. |
publishDate |
2023 |
dc.date.accessioned.fl_str_mv |
2023-05-31T20:45:00Z |
dc.date.issued.fl_str_mv |
2023-04-25 |
dc.type.status.fl_str_mv |
info:eu-repo/semantics/publishedVersion |
dc.type.driver.fl_str_mv |
info:eu-repo/semantics/doctoralThesis |
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doctoralThesis |
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publishedVersion |
dc.identifier.citation.fl_str_mv |
Frozza, Mateus Sangoi. EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA. 2023. 168f. Tese( Programa de Pós-Graduação em Ensino de Ciências e Matemática) - Universidade Franciscana, Santa Maria - RS. |
dc.identifier.uri.fl_str_mv |
http://www.tede.universidadefranciscana.edu.br:8080/handle/UFN-BDTD/1179 |
identifier_str_mv |
Frozza, Mateus Sangoi. EDUCAÇÃO FINANCEIRA NO ENSINO MÉDIO: CONTRIBUIÇÕES DE UMA EXPERIÊNCIA FORMATIVA. 2023. 168f. Tese( Programa de Pós-Graduação em Ensino de Ciências e Matemática) - Universidade Franciscana, Santa Maria - RS. |
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por |
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