Avaliação do processo de implementação do Programa Nacional de Microcrédito Produtivo Orientado (PNMPO), em Minas Gerais, na percepção dos dirigentes das instituições habilitadas

• Ano de defesa: 2008
• Autor(a) principal: Zancanella, Jânia Cosme
• Orientador(a): Oliveira, Adriel Rodrigues de
• Banca de defesa: Carneiro, Ricardo , Souza, Norma Barbosa de
• Tipo de documento: Dissertação
• Tipo de acesso: Acesso aberto
• Idioma: por
• Instituição de defesa: Universidade Federal de Viçosa
• Programa de Pós-Graduação: Mestrado em Administração
• Departamento: Administração Pública
• País: BR
• Palavras-chave em Português: Políticas sociais; Microcrédito; Avaliação de programas sociais; Políticas públicas
• Palavras-chave em Inglês: Social policies; Microcredit; Social policies evaluation; Public policies
• Área do conhecimento CNPq: CNPQ::CIENCIAS SOCIAIS APLICADAS::ADMINISTRACAO
• Link de acesso: http://locus.ufv.br/handle/123456789/1915

Taking into account the importance of the microcredit as tool generating employment and income as well as the development of the local economy, the Federal Government instituted the National Programa Nacional de Microcrédito Produtivo Orientado (PNMPO) with the following objectives: to stimulate the generation of employment and income among the popular microentrepreuners; to make available both resources and technical support to the qualified institutions, searching for their strengthening; and to improve the services rendered to the popular entrepreneur. So, this study was carried out to evaluate the operation and unfolding of the Programa Nacional de Microcrédito Produtivo Orientado (PNMPO) in the qualified institutions at Minas Gerais State, as well as to know the social individuals´ perceptions on the progresses and their perspectives. The data were collected by semi-structured interviews applied to the institutions´ leaders of the institutions that are working with resources of the Program and with the Program´ ex-coordinator, besides the open questionnaire applied to other leaders in the institutions. The objectives of this study were supported by the qualitative methodology, through content analysis. Important passages were distinguished, as appearing some analysis categories and the interpretations were performed, as opposing passages of the reports available in the literature. It was verified the procedures for qualification and implantation to be simplified, and the only require is the use of the Plano de Contas Padrão even so for the Organização da Sociedade Civil de Interesse Público - OSCIPs. The Program was a mark for microcredit in the Country, but it still has not been accomplishing its objectives towards supplying technical support and making available the resources satisfactorily. In addition, the slowness in accomplishing the programs and projects in Brazil has been disturbing its performance, since the projects presented at workshops and seminars were not put into practice yet. The Brazilian political and economical changes have been generating uncertainties concerning to continuity of the Program due to lack of a solid structure within government, as turning it vulnerable to modifications in the political system. The tendency is the microcredit institutions to become networks or cooperatives of credit for being strengthened, therefore coalitions will be accomplished to acquire new markets. The Program generated no significant operational changes in the institutions. Yet, many difficulties must be overcome for this program to improve the microcredit institutions performance. However, the leaders' perspectives are optimistic. The expectation is the Program to consolidate its objectives for promoting and qualifying the institutions.